Address
862 Oak Street, Chattanooga, TN
Price
$ 925,000
Property Attributes
  • MLS#1541730
  • TypeSingle Family
  • Listing Status Contingent
  • CountyHamilton
  • CityChattanooga
  • AreaChattanooga
  • NeighborhoodFort Wood
  • Zip37403
  • StyleContemporary
  • Year Built1920
  • Taxes$ 6535
  • Price$ 925,000
  • Bedrooms5
  • Full Bathrooms2
  • Half Bathrooms1
  • Sqr Footage3250
  • Lot Size0.18 Acres
Data Source:
Greater Chattanooga MLS (GCAR)
Property Description

Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the needs of modern living while honoring its rich historical character. Entering the home through the front door it's easy to get lost on all of the little details - stained glass, picture railing, detailed woodwork, hearth tiling, tiger oak fireplace details, and recently refinished hardwood floors. What shouldn't be missed is the elegance of the entry - tall ceilings and a wide entry hall welcome you into the home with a formal living room on your left and a cozy family room on your right - both rooms centered around decorative fireplaces and pocket doors that can be opened and closed to change the feel of the space. The family room flows into the dining room through another set of pocket doors, which also connects to a breakfast room/butler's pantry (with main floor laundry) off of the kitchen. The kitchen features checkered black and white porcelain tile floors and is well appointed for hosting functions or simply whipping up a delicious dinner on a school night. Going upstairs, the staircase doubles back by a detailed, backlit stained-glass window. A wide hallway at the top of the stairs welcomes you with five generously sized bedrooms located on this level. Three bedrooms feature decorative fireplaces and all of the bedrooms feature the original hardwood floors. The varying bedroom sizes, locations, and doorways offer an immense amount of flexibility in the floor plan whether that be for an at home office, nursery, or guest rooms. The rounded wall details of the hall create an elegant flow throughout the space and lead to recently fully renovated hall bathroom, beautifully appointed with porcelain tile flooring and surround along all of the amenities you would expect in a home of this caliber. The basement level offers the opportunity for expansion, should you need even more space. Currently this level is just home to the secondary laundry, but offers a vast amount of storage on a poured concrete floor. This area could be finished into a separate studio apartment or in-law suite with its own private exterior entrance. Experience the best of Chattanooga living with an exceptional walkability score. Stroll to the University of Tennessee at Chattanooga, Erlanger Hospital, and enjoy easy access to downtown's vibrant dining, and entertainment offerings. Fort Wood provides a rare combination of peaceful, tree-lined streets and urban convenience. This is more than a home - it's a piece of Chattanooga history, ready for the newest chapter in its already extensive novel.

Price History
8/29/2026 Listed $925,000

General Features

Sewer Public Sewer
Heating Central,Natural Gas
Cooling Central Air,Electric,Multi Units
Utilities Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Asphalt,Shingle
Appliances Washer/Dryer,Washer,Vented Exhaust Fan,Refrigerator,Electric Water Heater,Dryer,Disposal,Dishwasher,Built-In Electric Range,Built-In Electric Oven
HOA Fee 35
Association Fee Includes None
Patio/Porch Features Front Porch,Porch,Porch - Covered,Rear Porch
Architectural Style Contemporary
Pool Features None
Security Features Security Gate
Construction Materials Brick
Year Built 1920
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Curbs,Historic District,Sidewalks,Street Lights
Assoc Fee Paid Per None
County Hamilton
New Construction false
Property Type Residential
Association Amenities Park
HOA true
Attached Garage false
Subdivision Name Fort Wood
Garage Y/N false
Other Structures None
Total Rooms 11
Full Baths 2
Status Contingent
Directions Take McCallie Avenue away from downtown and then turn left on Palmetto Street. Turn right on Oak Street and the home will be on your right.
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N false
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 7840
Carport Y/N false
Listing Terms Cash,Conventional,VA Loan
Spa Features None
Elementary School Brown Academy
Land Lease Y/N No
Tax Annual Amount 6535.63
Home Warranty Y/N false
Middle/Junior High School Orchard Knob Middle
Property Condition Updated/Remodeled
Lease Renewal Y/N No
MLS Area Minor Chattanooga
Additional Parcels Y/N false
Lease Considered Y/N No
Rent Control Y/N No
Structure Type Free Standing Building,House
Standard Status Pending
Occupancy Type Owner
MobileHomeRemainsYN No
Legal Description LT 14 RICHMONDS ADDN PB1 PG34
Sewer_co_Public_sp_Sewer true
Heating_co_Central true

Interior Features

Interior Amenities Built-in Features,Ceiling Fan(s),Crown Molding,High Ceilings,High Speed Internet,Kitchen Island,Natural Woodwork,Pantry,Separate Dining Room,Separate Shower,Smart Thermostat,Storage,Tub/shower Combo
Basement Partially Finished,Unfinished
Flooring Hardwood,Tile
Total Fireplaces 6
Fireplace Features Bedroom,Den,Dining Room,Family Room,Kitchen,Living Room
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Shades,Storm Window(s),Window Treatments,Wood Frames
Fireplace Y/N true
Above Grade Finished Area 3250
Half Baths 1
Laundry Features Electric Dryer Hookup,In Basement,Main Level,Multiple Locations,Washer Hookup
Total Bedrooms 5
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Exterior Amenities Rain Gutters
Fencing Electric,Gate
Parking Features Concrete,Kitchen Level,Off Street
Lot Features Level
Water Source Public
Lot Size Area 0.18
Foundation Details Brick/Mortar,Stone
Spa false
Building Area Total 3250
Lot Dimensions 50X149
Lot Size Acres 0.18
Road Surface Type Asphalt
Waterfront Y/N false
Road Frontage Type City Street
Crops Included Y/N No
Road Responsibility Public Maintained Road
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 37403

Price
AVG $640K
$930K
Taxes
AVG $4,642
$6,535
Year Built
AVG 1979
1920